Gutters are also susceptible to hail damage.
Tile roof hail damage.
How start your roof claim.
Hail damage to clay tile roofs.
Both concrete and clay tile roofs stand up to rain snow and freeze thaw cycles without damage.
Additionally tile is also resistant to rot and virtually impervious to insect damage.
Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.
Whether they will pay for damage caused by wind rain or hail is determined by your policy and your roof s age.
Home insurance policies usually cover roof damage caused by fire vandalism and acts of god such as hurricanes and tornadoes.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
Clay roof tiles also called terracotta roof tiles have been used for ages.
For more detailed information about maintenance of concrete tile roofs view this article from tri member eagle roofing products.
Look for damage right away.
Clay tile roofs are prized by homeowners for their fire and moisture resistance long lifespan and low maintenance as well as unique appearance.
Actual hail damage to clay or concrete tiles is typically characterized by crescent shaped fractures at the edges shattered tiles or star shaped fractures emanating from the point of impact.
If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stone to cause damage roof hail damage.
Hail damage to a clay tile roof.
In many cases these characteristics are accompanied by impact spatter marks within and or adjacent to the damaged area.
Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer.